Monthly Archives: December 2017

Single sex schooling

I am sure that this article has been viewed by several young parents who are in the process of searching the best schools for their first child. Choosing an appropriate school might be a dilemma for some of you, but trust me, this problem is quite common all around the world. Parents generally choose co-ed schools or single gender schools based on the nature of their own schooling or their social upbringing. If you are looking for the pros and cons of single gender schools, then you have landed on just the perfect article.

Pros of Single Sex Schools
As a general observation, girls are seen to excel better in languages, arts and social sciences, while boys are more inclined towards mathematics and sciences. With a few exceptions, this observation is valid in majority of cases. This inclination to excellence in a particular field is on account of differences in brain development, ways of mental processing and responses to senses between the two sexes. Single gender schools can help children of a particular gender to excel in their key strong points.
It is observed that girl students from gender specific schools excel better in sports activities while boys excel in arts and dramatics if they learn in an environment without fear of ridicule from the opposite gender.
Single gender schools generally appoint teaching faculty of the same gender as that of students, viz. Girls schools usually have female teaching staff while boys schools usually have male teaching staff. This helps to enhance comfort level and increase interaction between students and teaching staff.
Single gender schools may help young students to look out for careers beyond the gender specific stereotypical professions. With exposure to different career options in a single gender education environment, students can freely choose their dream profession without any genetic bias.
There are certain soft skills and leadership skills that are generally associated with female students only. However, such skills can be equally developed by students of both genders in a single gender education system.
One really important advantage of single gender schools is that it allows the desired level of privacy and confidentiality that students crave for around the puberty stage of their lives.
It is easier for students to cope with pressures of studies, if classes are tailor-made to suit their gender.
Cons of Single Sex Schools
Drawing from the principles general child psychology, there is a general attraction between children of opposite sexes once they are at the onset of puberty. For girls, puberty generally starts by age 10 and ends by 17 while for boys, it starts by age 12 and ends by 18. Studies show that children enrolled in single gender schools, either tend to become more aggressive towards the opposite sex as adults or tend to be ignorant about the opposite gender, and are said to be poor social performers. These are the two extreme effects of single sex schooling but can be dealt if parents and teachers give due attention to the problem.
Single gender schools negate the chances of flow of ideas and studying technique between both the genders. During higher education, students from single gender schools find it difficult to study in work groups designed to comprise both the genders. This is not on account of shyness but personal discomfort for free interaction with the opposite gender. In a way, single gender schools do not help the students to prepare for real life.

Master’s Degree Online

Customized Learning to Suit Your Convenience

Online education is an innovative method to impart education. It has emerged rapidly, and is surely a blessing for those with the will to learn, but no time to go to a university or college. Whether you are someone who has just completed high school, or simply would like to continue your education while working on a full-time job, or you are returning to college after a few years at the workplace, online education is the most ideal option. As there are no geographical barriers to online learning, students can find a variety of course materials from different sources on the web that may not be available where they live or work.

Online education refers to education training delivered primarily via the Internet to students at remote locations with the absence of specific premises or location for learning. An online course may require the students and teachers to meet once or periodically in a physical setting for lectures, practical sessions in labs, or exams, as long as the total time duration in a physical environment does not exceed 25% of the total course duration.

Though online learning is convenient, a student has to remain committed towards the learning program, in order to complete the course on time and allocate specific hours during the course of learning. Typically, the master’s program comprises monthly assignment submissions, periodic tests that can be taken at a certain period of time to suit your convenience, and an exam or test to evaluate the students at the end of the year. This may vary from one university to another.

The students are also expected to work on projects, or take up internship in an organization before the degree is awarded to them to gain practical experience and a deeper insight into the area or domain of their choice. This is quite similar to the full-time programs run in colleges, where the students learn in the college premises. As a result, distance program learners are also conversant with the subject as much as any full-time learner except that they are able to study while they work to earn a living. In fact, the students have the advantage of gaining work experience and learn, thereby enhancing their knowledge levels and work-related skills. It also provides better prospects for future growth and development of their career.
Many reputed universities and colleges provide the option of pursuing a master’s or even postgraduate degree online or through distance learning, and these courses are well recognized across the globe. For instance, the London School of Business provides the opportunity of acquiring a PG certificate with several assurances of specialization, adjustable online training schedule, certifications equivalent to a regular degree certificate while being employed, and with scholarships to make programs more feasible.

The Purpose of Education

Formal education is divided into phases starting from primary school, continuing through higher education followed by education in a specific field (specialization). But education never really ends. You learn something from every incident you are exposed to, every experience you have and every person you meet. The process of education is believed to begin in the mother’s womb and it continues throughout one’s life.
We seldom think of what the real purpose of education is. We hardly think of the reason why education is so important. It is while we grow up that we begin to realize the role of education and understand how it applies to daily life. We begin to realize the importance of education only after it begins finding applications in our professional and personal life. If education is the process of gathering knowledge, it can never really end as knowledge is infinite and one can never claim to have acquired all of it.
Goal of Education
# To make you literate
# To help you make a living
# To make you self-aware
# To give you knowledge of the world
# To create good educators
The fundamental purpose of education is to teach a person to read and write, that is to make him literate. Reading abilities that are acquired in school, go a long way in enabling an individual to learn more. The fundamentals of science and math which one acquires in school, are pillars on which his understanding of life is based. How did you know the Earth is round? Who told you why the sky looks blue? How did you know 2 + 2 is 4? How did you know you have 10 fingers, two eyes and a nose? It’s through education that you learned about yourself and the world around you. That’s the basic purpose of education – to make an individual aware.

Education is believed to be responsible for the cultivation of a civilized society. Imparting education to people enables the development of a responsible society. Education helps in imbibing moral values in individuals and their education in turn, helps in the creation of a cultured society. Education gives one a deep understanding of life, making him capable of living.
Education brings about an overall progress of society. It gives an individual, better prospects of earning a living. It makes him self-sufficient. It produces individuals who are not just resources but assets for the society. It develops people who can contribute to the wealth creation of a country. While people are earning for themselves, they are also creating wealth for the organization they work with. With every flourishing organization, the government earns (in the form of taxes paid or direct profit-making in case of government organizations). Every organization thus shares the nation’s responsibility of achieving monetary gains. The educated lot in a country helps it earn money, the means of living.

An ongoing debate on paying off students loans

Education costs have increased to unprecedented levels in the last couple of decades. Therefore, student loans come in handy for people with financial constraints. Majority of us have to opt for loans during our college years to fund our education. Paying them off is a responsibility, that cannot be shirked. Many people who work for a couple of years, after finishing graduation, keep their student debt.

Instead of paying it off early, many people make it a part of their larger debt payment plan. If you have been doing likewise, you need to think carefully about the entire scenario. If at all you’re unable to do the math regarding the money, consult a financial adviser.

Why You Should Pay Off Your Student Loan Early

People have all sorts of misconceptions about repayment of student loans. Some try to keep them for tax breaks, while some believe it will help them in their debt payment plans. While arguments for both sides can seem justifiable in individual circumstances, here are some very fundamental and practical reasons for paying them off early.

Improvement in Debt-to-Income Ratio
Some simple math will help you to understand that lowering your debt-to-income ratio can easily help you save some money for your future financial commitments. If you pay off your loan early, you’ll have more money available for yourself, as you won’t be having any such commitments in the future. The same amount that is being used for repayment, can be invested in better options.

Isn’t the Student Loan an Additional Payment?
Every month, you’re bound to withdraw some money to pay off the loan. This is in itself an extra payment deducted from your earnings. Moreover, if you’re planning to keep your student debt for a tax break, then give it a second thought after studying the federal income tax laws. Mostly, only USD 2500 of the interest can be deducted every year. Added to this, if you start earning a decent amount (say USD 70,000) per year and you’re unmarried, your tax break amount may be phased out. Eventually, you’ll either pay more interest or more tax, so ideally, it is better to pay off student loans as quickly as possible.

Think of Better Investment Plans
Mutual funds and similar investment options are ideal for people who want their money to be managed by professionals. Such investment opportunities are also extremely beneficial as they have high growth rates. Why not repay the debt early, and use this amount to invest in mutual funds? That will be the best utilization of the earning potential of that amount.